LIC Housing Finance Limited (LIC HFL) has released a detailed notification for the recruitment of Junior Assistant posts across India. This notification is important for graduates who want a stable private sector job in the housing finance and lending sector. The recruitment offers 180 vacancies in different states and cities, and the selection process includes an online examination followed by an interview. Since LIC HFL is a well-known housing finance company, this opening is likely to attract a large number of applicants. Candidates who meet the age, qualification, and other eligibility conditions should complete the online application within the announced dates.
This recruitment is city-based, which means the vacancy is linked to a specific city. Candidates are allowed to apply for only one vacancy city. The posting is expected to be preferably in that city, depending on merit, requirement, and suitability. The company has also clearly mentioned that the number of vacancies may increase or decrease at the time of final selection.
LIC HFL Junior Assistant Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organization | LIC Housing Finance Ltd. |
| Post Name | Junior Assistant |
| Total Vacancies | 180 |
| Job Type | Private Sector |
| Application Mode | Online |
| Selection Process | Online Examination and Interview |
| Job Location | Across India |
| Official Website | LIC HFL Careers section |
Vacancy Details
LIC HFL has announced vacancies in multiple states including Andhra Pradesh, Telangana, Karnataka, Maharashtra, Tamil Nadu, Uttar Pradesh, West Bengal, Madhya Pradesh, Odisha and others. The total number of vacancies notified is 180. Some of the major state-wise totals mentioned in the notification are:
| State | Vacancies |
|---|---|
| Andhra Pradesh | 8 |
| Assam | 3 |
| Bihar | 7 |
| Chhattisgarh | 3 |
| Delhi | 3 |
| Gujarat | 2 |
| Jammu and Kashmir | 1 |
| Karnataka | 29 |
| Kerala | 3 |
| Madhya Pradesh | 18 |
| Maharashtra | 25 |
| Odisha | 7 |
| Punjab | 1 |
| Rajasthan | 1 |
| Sikkim | 1 |
| Tamil Nadu | 21 |
| Telangana | 24 |
| Uttar Pradesh | 13 |
| Uttarakhand | 1 |
| West Bengal | 9 |
| Total | 180 |
For Andhra Pradesh, the vacancy cities listed are Guntur, Tirupati, Vijayawada, and Vizag/Gajuwaka. For Telangana, the vacancy cities include Hanumakonda/Warangal, Hyderabad/Secunderabad, Karimnagar, Mahbubnagar, Nizamabad, and Siddipet. Candidates should apply carefully because only one vacancy city can be selected.
Important Dates
| Event | Date |
|---|---|
| Start of online registration and fee payment | 16 April 2026 |
| Last date for online registration and fee payment | 30 April 2026 |
| Download of call letters for online exam | 7 to 10 days before exam |
| Online Examination | 1st week of June 2026 (tentative) |
Candidates should keep checking the authorized LIC HFL website for updates regarding the examination and further stages of recruitment.
Salary Details
LIC HFL has provided the CTC structure for the Junior Assistant post according to city categories.
| City Category | Monthly CTC | Annual CTC |
|---|---|---|
| Category I | ₹41,509 | ₹4,98,108 |
| Category II | ₹39,909 | ₹4,78,908 |
| Category III | ₹38,709 | ₹4,64,508 |
The salary package includes Basic Pay, HRA, Other Benefits, Meal Coupon, PF contribution by the company, Mediclaim contribution by the company, and Group Insurance contribution by the company.
Net Pay Details
The notification also gives the likely monthly net payable salary after deductions:
| City Category | Net Pay (Monthly) | Meal Coupon |
|---|---|---|
| Category I | ₹29,527 | ₹5,040 |
| Category II | ₹27,927 | ₹5,040 |
| Category III | ₹26,727 | ₹5,040 |
In addition to this, Junior Assistants may be eligible for:
- Gratuity
- Staff Housing Loan Scheme
- Performance Linked Incentive as per rules
- Annual increment up to 10% of basic pay depending on performance
The probation period is 6 months from the date of joining, and it can be extended according to company rules. The notification also says that lease facility and staff quarter facility are not applicable for this cadre.
Eligibility Criteria
Nationality
The applicant must be an Indian citizen.
Age Limit
As on 01 April 2026, the candidate must be between 21 and 30 years. This means the candidate should have been born not earlier than 02 April 1996 and not later than 01 April 2005, both dates inclusive.
Educational Qualification
Candidates must have:
- A Graduate degree in any discipline
- Minimum 55% aggregate marks
- Degree from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government
The notification clearly states that courses completed through correspondence, distance, or part-time mode are not eligible. Candidates must also have computer literacy, meaning operating and working knowledge of computer systems. Work experience is preferred, but not compulsory.
Important Qualification Notes
The final result of the qualifying degree must have been declared on or before 01 April 2026. If the candidate has CGPA or OGPA, it must be converted into percentage while filling out the application. Also, fractions below the required percentage are ignored, so 54.99% will be treated as less than 55%.
Job Role and Responsibilities
LIC HFL has given an indicative list of the work Junior Assistants may be required to perform. These include:
- Loan processing related activities
- File and document movement management
- Document scanning
- Data entry work
- Calling and follow-up for EMI collection in regular and default cases
- Work related to the recovery department
- Customer service activities
- Cash counter management
- Return of documents (ROD)
- Basic marketing activities
- Other business-related work suitable to the company’s line of business
This means the job is not limited to desk work only. It may involve customer interaction, collection follow-up, office operations, documentation support, and business assistance.
Selection Process
1) Online Examination
The first stage is an online objective test of 120 minutes. It will be conducted only in English language. The exam pattern is:
| Section | No. of Questions | Marks |
|---|---|---|
| English Language | 40 | 40 |
| Logical Reasoning | 40 | 40 |
| General Awareness with special emphasis on Housing Finance Industry | 40 | 40 |
| Numerical Ability | 40 | 40 |
| Computer Skill | 40 | 40 |
| Total | 200 | 200 |
There will be negative marking. For every wrong answer, 0.25 marks will be deducted. No penalty will be applied for unanswered questions. LIC HFL may apply cut-offs section-wise and on total score, depending on the number of vacancies and candidates.
2) Interview
Candidates who score high enough in the online exam will be shortlisted for the interview. Interview shortlisting is provisional and subject to document verification. If the candidate does not satisfy eligibility conditions during verification, they will not be allowed to continue.
3) Final Selection
The final merit list will be prepared on the basis of combined marks of the online examination and interview. Candidates must also secure minimum qualifying marks in the interview.
4) Medical and Background Verification
Selected candidates must undergo:
- Medical examination at their own expense
- Background verification
If any adverse finding appears during verification, LIC HFL can terminate the employment immediately.
Application Fee
| Post | Fee |
|---|---|
| Junior Assistant | ₹800 |
In addition, GST at 18% will be charged on the application fee. The fee is applicable to all candidates and is non-refundable. Payment must be made online only.
How to Apply
Candidates can apply online through LIC HFL’s website under the Careers section between 16 April 2026 and 30 April 2026. Before registration, candidates should keep ready scanned copies of:
- Photograph
- Signature
- Left thumb impression
- Handwritten declaration in English
The handwritten declaration text has been specified in the notification and must be written by the candidate in their own handwriting and in English only. Candidates also need a valid personal email ID and mobile number that should remain active throughout the recruitment process.
The basic process is:
- Open LIC HFL Careers page
- Go to Job Opportunities
- Open Recruitment of Junior Assistants
- Click Apply Online
- Register with basic details
- Fill the application form
- Upload documents
- Pay the fee
- Submit and save the application printout
Exam Centres
LIC HFL has listed online exam centres across many states. In Andhra Pradesh, centres include Visakhapatnam, Guntur/Vijayawada, Rajahmundry, Vizianagaram, Srikakulam, Tirupati, Nellore, Kurnool, and Kadapa. In Telangana, centres include Hyderabad/Secunderabad, Karimnagar, and Warangal. No request for change of exam centre, date, or session will be entertained.
Frequently Asked Questions
1. What is the total number of vacancies in LIC HFL Junior Assistant Recruitment 2026?
The total number of vacancies is 180.
2. What is the qualification required?
Candidates must have a graduate degree with at least 55% aggregate marks and must have computer knowledge.
3. Are distance education candidates eligible?
No. Correspondence, distance, and part-time courses are not eligible.
4. What is the age limit?
The age limit is 21 to 30 years as on 01 April 2026.
5. What is the selection process?
The selection process includes an Online Examination and Interview, followed by medical and background verification for selected candidates.
6. Is there negative marking in the exam?
Yes. 0.25 marks will be deducted for each wrong answer.
7. What is the application fee?
The application fee is ₹800 plus 18% GST.
8. What is the last date to apply?
The last date for online application and fee payment is 30 April 2026.
LIC HFL Junior Assistant Recruitment 2026 is a strong job opportunity for graduates who want to work in a reputed housing finance company. The notification offers a decent starting salary, performance-based growth, all-India openings, and a clear selection process. Since the examination will be held only in English and includes reasoning, awareness, numerical ability, and computer skills, candidates should start preparation early. Those who meet the required eligibility and are interested in operations, finance support, customer handling, and loan-related work should not miss this chance. Before applying, read the official notification carefully and keep all documents ready to avoid mistakes in the online form.
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